Top 5 Mistakes to Avoid When Buying Travel Insurance

✈️ Don’t Let a Small Mistake Ruin a Big Trip

We all love planning vacations — flights, hotels, and itineraries. But the one thing most travellers overlook or rush through is travel insurance. A small oversight here can lead to big headaches later — from rejected claims to uncovered medical bills abroad.

Here are the top 5 mistakes people make when buying travel insurance, and how Planswell Brokers ensures you don’t fall into the same traps.

---

1️⃣ Ignoring Pre-Existing Medical Conditions

One of the biggest slip-ups travellers make is assuming pre-existing medical conditions are automatically covered. Most policies exclude such conditions unless declared and approved in advance.

✅ How to avoid it:
Be transparent about your medical history. At Planswell Brokers, we match you with insurers that offer coverage or extensions for pre-existing conditions, so you stay protected even if the unexpected happens.

---

2️⃣ Choosing the Cheapest Policy

It’s tempting to pick the lowest premium, but those “budget” policies often come with poor coverage — high deductibles, limited hospital networks, or exclusions that make claims nearly impossible.

✅ How to avoid it:
Compare coverage, not price. Planswell Brokers analyses multiple insurers and recommends plans that give you the best protection for your money, not just the lowest cost.

---

3️⃣ Overlooking Trip Delay, Cancellation & Baggage Coverage

Not every policy includes flight delays, cancellations, or lost luggage protection. Some reimburse only under specific conditions or require lengthy documentation.

✅ How to avoid it:
Know exactly what your plan covers before you fly. The Planswell Brokers team reviews every inclusion and exclusion with you — no fine-print surprises.

---

4️⃣ Buying Insurance Too Late

Many travellers buy insurance at the last minute or after starting their journey — when it’s already too late for certain benefits like trip cancellation or visa rejection cover.

✅ How to avoid it:
Buy travel insurance as soon as you book your trip. Planswell Brokers guides you on the right timing, start dates, and optional trip extensions if plans change.

---

5️⃣ Not Understanding the Claim Process

The real test of insurance is during a claim — and many travellers lose out because they don’t know what documents to keep or whom to contact.

✅ How to avoid it:
With Planswell Brokers, you’re never alone. Our experts assist you end-to-end — from claim intimation to documentation and follow-up — ensuring quick and hassle-free settlements.

---

🌍 Final Thoughts

Travel is unpredictable — your insurance shouldn’t be. Avoid these five costly mistakes by consulting with experts who value your peace of mind, not just a policy sale.

Planswell Brokers offers personalised, spam-free advice to help you choose the right travel insurance that actually delivers when it matters.

🧳 Planning your next trip?
Talk to a travel insurance specialist at Planswell Brokers today for the right cover and complete claim support — anywhere in the world.