Comprehensive protection through every stage of cancer.

Regular health plans only cover hospitalization bills; they don’t cover income loss, travel, or expensive therapy cycles. Cancer insurance gives cash directly to you, not to hospitals.

Ideally ₹10–₹25 lakhs for individuals; ₹25–₹50 lakhs for families with a history. Treatment costs are high especially private hospitals.

No hospitalization proof needed. Once diagnosis is confirmed by medical reports, claim is approved and paid directly to your bank.

Most insurers cover it, but disclosure is key. If you hide your habit and it’s found later, claim may be rejected.

Think of it like this: critical illness insurance is like a multi-tool it covers several major diseases such as heart attack, stroke, and cancer, but usually gives only one payout. Cancer insurance, however, is a specialized power tool it focuses only on cancer and provides stronger, stage-wise financial support throughout your treatment and recovery.

Yes. Most cancer insurance plans offer stage-based payouts. That means you receive a smaller amount for early-stage cancer to help with initial treatment, and a larger payout for major or advanced stages when costs are higher. This way, you get the right financial support at every step of the journey.

Some cancer insurance plans do offer international coverage, but not all. Basic plans usually cover treatment within India, while premium or global plans let you get treated abroad and still receive the payout. It’s best to check your policy terms for worldwide coverage options before buying.